RE: The Retirement Trap: Why Delaying Retirement Could Quietly Destroy Your Wealth

Definitely important to build up various cash flow streams I want to see if I could get a investment club going by using bank account bonuses, brokerage bonuses etc when ppl use affiliate links and then get x dollars and have a bunch that if ppl do them all would get maybe 7-10k plus i would get the same and then use that to add additional cash to the LLC if people contribute there bonuses they earned to the LLC where everyone would receive LLC units and they would own that portion of the company and be active and get to vote with there pro rata share of units and if they want to be active and can offer a skill needed by the LLC there will be a team of people that execute the investments and also the operations that need to be done to run the LLC. The purpose would be to pool money to invest in things that one would normally not be able to bc the minimums are to high like real estate syndications, direct real estate, private businesses, digital asset strategies, private equity/hedge funds, alternative assets that all provide cash flow and the fund would distribute 40% and retain 60% to re invest so it would continuously grow to ensure the members end up with in x years a meaningful amount of cash flow and can pass it down from generation and when its passed down if the person inheriting it does not want to be active they can either be bought out using a formula buy/sell agreement or have it put in a trust where the trust distributes the money and a trustee votes there units in there best interest or gives the proxy vote to someone or abstains from voting and just receives there distributions and the trust will continue to pass down and keep growing as the idea would be to create a generational wealth machine that starts and is funded with money that is earned by getting money from bank account bonuses from doing things like switching your direct deposit or opening a new brokerage for x dollars so funding it with financial institutions bonuses or promotions which there are a ton out there you can do to get a significant amount of money and you can repeat them every couple of years so ppl can continue to do the same bank a bunch of times after they meet the new customer terms again. I figure I would start with talking to my old college finance club and then move on to other clubs and frats etc since they all need money for various reasons. Like frats and sororities would likely be easy bc if you show them that they can have all there members do say 5 different bonuses and make 2000 and they have 30 ppl that's 60k that they can either contribute to the fund or keep and if they keep it then they don't get the bonus for contributing from my share of affiliate income and a portion would then go into the fund that would have gone to them instead so that the fund gets larger and the portion would only go to people who are active not passive as it would be a bonus for doing additional work and being involved in the operations of the fund and also showing people the affiliate links and if the person does them and decides to use there money I still get the same money and will divide it up into the fund so we always grow. If it goes well and I cant see how it wouldn't go well either way even if ppl dont combine money i still get paid so if people don't want to combine they still get there money and I get mine where ill make my own personal fund but i would imagine there are at least a bunch of people interested in doing something like that bc they currently want to invest in x y z but cant. Plus its money they would have never thought about most of the time and even if they need to use some of it they can put in partial amounts so they could use it for immediate needs as well as fund there future cash flow which will eventually be substantial.